Who We Are
Azuria Partners assists in solving process and resourcing strategies; increasing profitability; and improving pricing sustainability. We are experienced life insurance practitioners with the corporate experience required to deliver tangible results. By combining our industry expertise with strategic insights, we help our clients with solving life insurance commercial challenges.
Applications of R in Life Insurance
Life insurance companies collect significant amounts of data for the purposes of pricing its products.
Group Income Protection Discussion Note
How do overseas models compare to the Australian model and how can the Group Income Protection model be improved?
Disputed Claims Analysis
Azuria has performed analysis on the life insurance industry’s claim decline rates using half yearly APRA Life Insurance Claims and Dispute Statistics.
Industry expertise
We are seasoned life insurance veterans with the corporate experience required to deliver tangible results
Strategic insight
We leverage data to help clients anticipate the future and build differentiation through a more relevant offer.
Personal touch
We build lasting partnerships with clients, embedding our team and developing a seamless working dynamic.

Chief Commercial Officer, Reinsurer
“Kirsty knew what was needed and came in and took charge, which meant I could relax and get on to other things that needed my attention. ”

Head of Pricing, Major Life Insurer
“The client engagement with Azuria was great. They were very proactive throughout the entire engagement, and checked in after the work was completed to ensure there were no issues. Quality of the work produced was great.”

IFRS17 Project Lead, Major Life Insurer
“I have found that the Azuria Partners team are easy to work with, diligent, reliable, hardworking, knowledgeable, and committed to getting the job done. The commitment shown by them in ensuring that we successfully delivered on regulatory submissions was a key factor in our success. I would recommend the Azuria Partners team to my friends or colleagues. ”
What We Do
Services
We are a team of experienced actuarial consultants who help organisations across productions, processes and resourcing strategies to grow profitability and drive relevance. The types of organisations we serve include:
- Insurers
- Reinsurers
- Superannuation Funds
- Underwriting Agencies
- Other businesses seeking actuarial expertise.

Azuria Partners can assist life insurers with developing end to end delivery of the required analysis and the pricing report recommendations for all retail, large corporates or industry fund opportunities. Specifically our services include:
- Claims experience investigations
- Setting best estimate pricing
- Assumptions such as expenses, claims incidence and lapse rates
- Pricing of product upgrades
- Competitor benchmarking
- Reinsurance pricing reviews
- Documentation and internal approvals
- Implementation and User Acceptance Testing (UAT)
- Identifying risks in the pricing process, leading to more efficient evaluation process.

Azuria Partners strengthens financial resilience through reserve calculation, regulatory capital, actuarial modelling, AASB 17 expertise, ICAAP reporting, governance support, and process improvement, delivering robust and efficient financial management solutions.
- Calculation of reserves, including analysis of change
- Regulatory capital
- Actuarial modelling
- Supporting documentation and support to internal governance
- AASB17 expertise
- Analysis and reporting on ICAAP
- Process and model improvement.

Azuria Partners delivers independent assessments, offering expert reports, technical model assessments, subject matter input, and peer reviews of documentation, helping clients enhance quality, compliance, and decision-making confidence.
- Indepdendent expert reports
- Subject matter expertise input to bolster existing know-how
- Technical reviews of models
- Peer and technical review of documentation.

Azuria Partners specializes in delivering end-to-end modeling solutions, including the development, refinement, integration, and optimization of models across industries. Our expertise spans all platforms and frameworks, from widely used tools like Excel and R to proprietary actuarial softwares.
- Model development, refinement, integration, and upgrades
- Full lifecycle management (design, validation, implementation, maintenance)
- Customization for regulatory, risk, pricing, or forecasting needs
- Compatibility with all systems, including Excel, R, Prophet.

Azuria Partners offers a comprehensive Data Analytics service that empowers organizations to unlock the full potential of their data.
- Data strategy
- Data analytics
- Data process improvement
- Data analysis
- Data remediation.

Azuria Partners provides expert advice on insurance pricing, capital management, reinsurance solutions, and AASB 17 implementation to strengthen business strategies.
- Life Insurance Pricing Expertise (Group, Retail, Direct)
- Reinsurance Strategy and Optimisation
- AASB 17 Implementation and Advisory
- Regulatory Capital Planning and Management
Our Team Members
Our Expertise Will Help You
Damian Thornley
A qualified Actuary with 20+ years experience working as an Actuary and a BBQ enthusiast.
Zhan Wang
Zhan has experience across multiple actuarial functions: pricing, valuation and data analytics. Two-parts actuarial, one-part
Kirsty Hogan
Kirsty is a qualified actuary with over 20 years’ experience working in the life insurance
Maria Hadinata
Maria is a Senior Actuarial Analyst with a Master Degree of Actuarial Studies from the
Edo Soeparman
Edo is an actuarial analyst working toward his Fellowship, with two years of experience managing
Philip Clark
Philip is a life actuary with 10+ years of experience in longevity with major overseas
Ethan Field
Ethan is an actuarial analyst working toward his fellowship with the education background in Actuarial
Weiting Li
Weiting is an actuarial analyst working towards her fellowship, with a solid academic background that
Kevin Yan
Kevin is an Actuarial Analyst working towards his Fellowship. His experience in the life insurance
Ruolan You
Ruolan is a Senior Actuarial Analyst with a Bachelor of Actuarial Studies and a Master
Marina Shchuklinova
Marina Shchuklinova is a highly qualified actuary with over 17 years of experience in the
Our Experiences
We’ve Done Lots Of Awesome Projects
We can assist you across all channels of life insurance whether it be Retail, Direct or Group and across all actuarial functions like Pricing, Valuations and Capital Management.
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